We can make remortgaging your home hassle-free
Let our expert property lawyers guide you quickly and smoothly through the process.
Simple pricing guaranteed.
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Why use Threemo for your remortgage?
Our fees will never change unless your instructions do. Let's not mince our words, it is what we are good at!
Remortgage Experts
We deal with remortgages day in, day out and use our knowhow to deliver a stress-free and efficient service. Threemo are focused and driven to ensure remortgages complete on time, every time.
Five Star Customer Service
Our dedicated team strive to deliver outstanding customer service to make your remortgage enjoyable and stress-free. Our amazing team can help you with the following legal services:
- Remortgages
- Transfer of Equity
- Buying and Selling
- Declarations of Trust
Innovative Technology
Our easy to use, online hub puts you in control of your case. It offers 24/7 access so that you are kept fully up to date but if you would prefer, just pick up the phone and we can have a natter.
How remortgaging your home works...
So, you have a loan or mortgage secured on your property by a legal charge and you want to change lenders.
Threemo can help you. Once you have chosen your new lender, we oversee the repayment of your existing loan/mortgage, removing the legal charge from your title deeds and then registering the new legal charge for your new lender onto your title deeds quickly and smoothly!
What are the key stages of my remortgage case?
The return of our completed Welcome Pack by you;
The receipt and satisfactory checks of your Title Documentation by us;
The receipt and satisfactory checks of your new Mortgage Offer by us;
The receipt and satisfactory checks of the amount(s) owing by you on your existing mortgage(s) by us;
The drawdown of your new mortgage and subsequent repayment of your existing mortgage(s) by us – The Completion Date;
Completion of the registration formalities of your new mortgage at the Land Registry by us.
Let’s introduce you to Hoowla, our online Hub
Hoowla enables you to track your remortgage in an accessible and innovative way.
Real-time case tracking
Never miss an update with 24/7 access to your case details. From initial quote through to completion, stay in the loop with real-time notifications.
Secure document management
Upload your documents and receive important information with confidence via Hoowla’s secure, password protected platform.
Easy communication
You can easily add notes or request an update from us with just one click. If you prefer a good natter over the phone, you can still just give us a call.
Simple steps to get started:
Receive Your Invitation
Look out for an email from Threemo with your Hoowla tracking link.
Create Your Secure Account
Choose a strong password and customize your profile.
Track and Update
Use the intuitive dashboard to request updates, upload documents, and more.
We've got you covered with answers to your most pressing questions.
Do I have to repeat the same information that I have already given to the lender / broker?
Where possible, we will use any information provided by a third party to process your remortgage and avoid duplication but sometimes the data may not have been given to us or we may have to do our checks to satisfy our own regulations.
Do I need to come to your office?
We are based in Yorkshire, ey up, where we are very proud of our puddings and partial to a bit of rhubarb but we are very much a national firm and there is no need to attend our office unless you want to pop in for a chat! We can deal with your remortgage over the phone, via our hub – Hoowla, or by email.
What is Hoowla?
Hoowla is the interactive hub we use to process your remortgage case. It allows us to communicate securely (as a password is needed to log on) and is a really great way of us being able to show you how your remortgage is progressing.
How long will my remortgage take?
The crucial aspect when considering how long your remortgage will take depends on when we receive the mortgage offer from your new lender and whether or not you have any Early Repayment Charges (ERC’s) with your current lender. If you are looking to complete as soon as possible and we are in receipt of your new mortgage offer, then we will aim to complete a freehold remortgage within 7 to 14 days of the receipt of this offer. We just need enough time to send you a mortgage deed for you to sign and return. Some remortgages will complete quicker and others slower but we will always aim to progress your case in accordance with the timescales you indicate in the Remortgage Information Form. You can help speed things up by returning any paperwork or requests for information promptly.
Why do I need to provide ID documents?
We aren’t being nosy but Threemo is required to undertake identification checks in order to comply with our regulations.